There are a number of passages of scripture which connect faith with salvation from sin. For example, the gospel “Is the power of God unto salvation to everyone that believeth.” (Romans 1:16) And again, “By grace are ye saved through faith”
(Ephesians 2:8). There are also a number of passages which connect baptism with salvation from sin. For example, “He that believeth and is baptized shall be saved.” (Mark 16:16) And again, “Repent, and be baptized…for the remission of sins.” (Acts 2:38) Also, “Baptism doth also now save us.” (1 Peter 3:21)
Which are we to believe? It’s not an either or question – we are to believe both. It is pointless to talk about being saved by faith, if one does not believe what God, in His word, has to say about baptism. As for me, I accept all the Bible has to say and reject any man-made theology which would pit one passage against another. Jesus said, “He that believeth and is baptized shall be saved.” (Mark 16:16) And that settles it for me.